A pre-paid funeral plan lets you organise and pay for your funeral in advance at today’s cost.
Doing this means that you know your funeral arrangements are taken care of, no matter what happens, and it also means you can reduce the financial worry for your family when the time comes.
Odette Funeral Director offer a selection of pre-defined funeral plans, and we can also create a completely personalised plan, bespoke for you if you prefer.
To make the costs easier, we can offer different payment options, you can either pay for the plan in full or by monthly instalments.
Each of our set plans includes a contribution towards third party costs, such as cremation and doctors’ fees, (known as ‘disbursements’). We’ll help you decide which plan is perfect for you.
Our plan provider is registered with the Funeral Planning Authority and adheres to its Code of Practice.
If you would like further information about our funeral plans, please contact us.
We’re very proud of the standard of service we provide to the people of Calne, and these high standards extend to our pre-paid funeral plans too.
The benefits of our award winning plans include (but are not limited to!):
Naturally this will depend on the type of service you want. The prices quoted are based on current prices for similar funerals. We offer a tailored plan to meet your individual requirements. Don’t worry – you won’t need to commit before you know the total price involved.
Once you’ve paid the full plan price you won’t have to make any additional payments for our services. That’s the key benefit of our plans.
We will ask you to make your cheque payable to Golden Charter Trust. Our plans are administered by Golden Charter Trust the leading supplier of pre-paid funeral plans. Odette Funeral Director will provide the service when required in return for a payment from Golden Charter Trust.
There will never be any further charge for the services provided by us, as specified in your chosen plan. However a funeral also involves fees for third party costs such as the cemetery or crematorium and doctors’ examinations, the minister, etc, some of which cannot be predicted in advance. There may be an extra amount payable at the time of the funeral.
Funerals are not subject to VAT so you don’t pay VAT on your plan. If a future government does introduce VAT on funerals, Odette Funeral Director will advise you of the options at that time.
Yes. Just let us know who the plan is for when you set-up the plan, and Golden Charter Trust will send all correspondence to you.
Most people prefer the convenience of making a single payment, so they don’t need to think about it anymore. You can give your funeral director a cheque (payable to Golden Charter Trust) with your application form.
Yes. If you do not wish to pay the full amount today you can pay over 12, 24, 36, 48 or 60 months. There is no additional cost if you choose to pay over 12 months. There is an additional cost if you pay over 24, 36, 48 or 60 months. This additional cost is held within the plan and is used for the funeral at the time of need. If you stop paying your instalments you can leave the money paid so far in the plan as a contribution towards your funeral when the time comes or you can cancel the plan and receive a refund of monies paid less the administration fee.
Each plan includes transfer from the local area, which is all that is normally required – please ask if you are not sure whether this is sufficient. We recommend that you take out travel insurance when you go on holiday, which usually includes the cost of bringing you back if you die while away from home.
If you move away from Calne or Wiltshire we can transfer your plan to another qualified funeral director convenient to your new home. Funeral costs do vary from one area to another and you will be advised of any change in cost at that stage.
Not a problem. Customers occasionally have second thoughts about the type of funeral they want and it is reassuring to know that you can change your mind if you want to. We will advise on the alternatives available and make changes to your plan if necessary – this may affect the plan price depending on what you require. Our aim is to ensure that your plan remains right for you.
If you have any questions about our funeral plans, or if you’d like to discuss the options available, please contact us.